Pierre C. Rumpf's Blog
Finding the ideal moving company to help you transport your belongings from Point A to Point B should be simple. However, no two moving companies are identical. And if you select an inferior moving company, you may encounter many problems when moving day arrives.
Lucky for you, we're here to help you take the guesswork out of finding the perfect moving company.
Now, let's take a look at three red flags to consider when you evaluate moving companies.
1. Lack of Experience
Search for moving companies that boast many years of experience – you'll be happy you did.
Moving companies that possess comprehensive industry experience understand the ins and outs of moving day and may be better equipped than rivals to deliver the best results.
Typically, a moving company that has extensive industry experience will employ friendly, knowledgeable professionals. This business also will provide fair prices and personalized support, ensuring you can get the assistance you need to seamlessly and effortlessly get your personal belongings to your new address.
2. No Licensure or Insurance
Regardless of whether you're moving within the same state or out of state, it is paramount to employ a licensed, insured moving company. By doing so, you can minimize risk of damage or destruction of your personal belongings.
Remember, a moving company will be responsible for transporting your appliances, electronics, furniture and other items to a new location. And if you fail to employ a licensed, insured moving company, you might struggle to protect your belongings in the event of an accident during transport.
Ask moving companies for verification of licensure and insurance. This will enable you to work with a moving company that will do everything possible to safeguard your belongings on moving day.
3. Poor Customer Reviews
What are past customers saying about a moving company? Take a look at customer reviews, and you can gain a better understanding of what it's like to work with a moving company.
In many instances, an online search of a moving company will allow you to learn how this business stacks up against the competition. Or, a moving company may even provide customer reviews on its website.
Of course, don't hesitate to reach out to a moving company to ask for client referrals, either. This will enable you to obtain first-hand insights from previous customers so you can select a moving company that will meet or surpass your expectations.
For recent homebuyers or home sellers, your real estate agent may be able to help you identify moving company red flags as well.
A real estate agent understands the challenges associated with moving day. As such, he or she may be able to help you find a top-notch moving company and ensure you are fully prepared for your upcoming move.
When it comes to finding a moving company, there is no need to worry. Consider the aforementioned warning signs, and you should have no trouble choosing a first-rate moving company to help you out on moving day.
If there’s one room in the house most people long to be high end, it’s the bathroom. A room of relaxation and rest. The one place everyone can find time to themselves within, even if it’s two minutes. The bathroom is our sanctuary. And you don’t need to break the bank to create a luxe environment.
Frame a flat bathroom mirror with molding for a classic and one-of-a-kind look. Detailed millwork is synonymous with an upscale home because more time and effort has been put into the fine details. Pick a style of molding that matches your unique preferences and a wood stain or paint color to match the rest of your decor.
A new shower head isn’t immediately visible so it’s not a style upgrade. However, it’s an upscale lifestyle upgrade to be certain. A rain shower head provides a steady, even flow of water while covering more surface space.
Update the light fixture(s) in your bathroom to change the aesthetics and light quality. There are many sleek, minimalist vanity light fixtures on the market if you are looking to keep up with trends. For a dramatic change look for sconce shapes that differ from those already installed. If you have bell-shaped sconces look for a square or rectangular option. If you have bulbs try ovaluar or sleek coned shape sconce.
Install matching metal finishings from the faucet to drawer pulls. Sometimes as we update our homes feature by feature mismatched hardware happens. Take the opportunity to create a cohesive harmony throughout the room by matching knobs, faucets and light fixture finishes. Knobs being the most budget friendly and easiest to swap, try to match these to your existing hardware and not the other way around.
A new coat of paint can make the world of difference in any room. Bathrooms seem to seldom get the same playful attention to color as other rooms do. And a color from years past can dramatically date a room despite more classic pieces within it. Don’t be afraid to make a bold statement with a pop of color. Or cover up tired blue walls with a neutral shade for a high-end look.
Invest in a towel warmer for a luxe after-bathing experience. With many styles to choose from you’ll be sure to find one in a style that fits your current decor without a problem. Towel warmers come as drawers or as a rack. Racks either install on the wall or come as a stand-alone piece. All three options can utilize an outlet without having to be installed as a part of your electrical work like a light fixture would.
One surprising way to upgrade your bathroom is with plants. Look for varieties that thrive off of humidity to create a lush, paradise. Plants have a soothing effect and will have your bathroom feeling like a true oasis. If you don’t have a natural green thumb consult an expert at your local gardening center to find those that will do best in the lighting and air conditions of your bathroom.
Hardwoods, tile, and finished concrete make beautiful floor finishes, but to pull your look together, you want texture and the warmth a vintage rug brings. When buying a vintage carpet, here are a few things to which you should pay attention.
Know where it goes
Depending on where the placement, a rug can take a great deal of abuse from foot traffic, pets, moving furniture and the like. If your carpet goes in a high traffic area, look for a sturdy rug to withstand it. On the other hand, if a decorative piece is what you need, don't be afraid of a vintage carpet that shows a little wear.
Know what to look for
In general, pay attention to these areas:
Fraying: Handmade, woven rugs might unravel when frayed edges and loose fringes catch or pull. Look for tight binding. Avoid loose fringes or hems and make sure the backing remains attached.
Knots: Depending on its style, technique, origin, and age, the knots in vintage rugs might range from far-apart and loose to close and tight. In general, the tighter the knot, and the closer together or more knots per square inch, the higher grade and quality the rug. Look on the backside to see the knotting. If knots appear too loose or knap is missing, the carpet may not withstand a high traffic area or the rigors of a vacuum cleaner.
Vintage rugs typically show wear and imperfections unless it came from years of protective storage. Uneven piling, worn patches, discoloration, and even slight stains add to the vintage charm and reveal its storied past.
Know how to care for it
That antique blend of dust and years of household odors might seem more apparent when you get your vintage purchase home. Before you do anything else, air your rug out of doors to get rid of most of the musty odor. Gently beat your rug with a rug beater or broom to remove surface dust.
Recheck the rug for any loose knots and tighten them. Look for any frayed areas that you missed (or determined were minor) and tighten them by hand.
If your rug’s odor persists, enlist the help of a professional rug cleaning service to have it dry cleaned.
If you’re a first-time buyer, odds are you’ve never seen or heard much about mortgage applications. However, for something as important as buying a home, it pays off to go into the process knowing what to expect.
Mortgage applications aren’t all that complicated in and of themselves. Most of the time, your chosen lender will walk you through the process and answer any questions that arise. However, complications do arise when it comes time to provide documentation on things like your income.
To make things easier for your first application, I’ve put together this list of frequently asked questions that first-time buyers often have about their mortgage application process.
Will applying for a mortgage hurt my credit score?
Mortgage lenders will run a credit inquiry to help determine your lending eligibility. There are two types of credit inquiries: hard and soft. A soft inquiry is a quick credit check that doesn’t affect your credit score. A hard inquiry, on the other hand, does. This means your score will be lowered slightly for a few months and then will bounce back.
Mortgage lenders run both types of inquiries. For quick, pre-qualifications, lenders typically run a soft inquiry. Then, as you progress through the approval process, they’re run a detailed credit report (hard inquiry).
What information should I have available?
Lenders will ask you for various documents. The most common things they will ask for include proof of income in the form of W-2 forms from the previous year and your most recent pay stub. They will also require a record of your other debts, including student loans, auto loans, credit card debt, and any other outstanding debt that you owe. Finally, they will ask for an inventory of your assets. This could include investments, properties, auto titles, and more.
What if I don’t work a conventional job?
People who are self-employed or have unconventional income can still qualify for a loan and will still be required to show proof of income. Lenders may ask for Form 1099 records, tax returns, or any other record or proof of income you have available.
How long does it take to complete an application?
Mortgage applications can be completed as quickly as you gather the required documentation. However, there’s more to getting approved for a mortgage than filling out an application. There will be time needed to process the application, and underwrite your mortgage. This entire process typically takes between 30 and 45 days.
Is it safe to apply for a mortgage online?
Most lenders allow you to start the application process online and their online portals are typically secure. Make sure you check your browser window to ensure that the connection to the site is secured, and you should have nothing to worry about.
Keep in mind that most online applications are designed to get you prequalified and on your way to getting a mortgage. So, if you want to avoid getting calls from the lender, you might not want to enter any data until you know you’re interested in borrowing at this time.
Selling a home sometimes can be a hassle, particularly if a homebuyer wants to negotiate. Fortunately, expert real estate agents are happy to help you take the guesswork out of a home selling negotiation.
Ultimately, there are several reasons why you should consider hiring a real estate agent to handle a home selling negotiation, including:
1. A real estate agent boasts comprehensive experience with home selling negotiations.
Let's face it – a home selling negotiation can be stressful. But with a real estate agent at your disposal, you can receive plenty of guidance as you make the final push to sell your residence.
A real estate agent is a master of the art of negotiation. As such, he or she will help you seamlessly navigate a home selling negotiation.
Perhaps best of all, a real estate agent can help you up to date as a home selling negotiation approaches its conclusion. This housing market professional will even provide honest, unbiased recommendations, ensuring you can make informed decisions at each stage of a negotiation.
2. A real estate agent will ensure both you and a homebuyer get the best results possible.
As a home seller, your goal is to get the best price for your residence. Meanwhile, a homebuyer likely wants to purchase your residence at a price that suits his or her budget perfectly.
Finding common ground with a homebuyer may prove to be difficult. Lucky for you, a real estate agent will work with both a home seller and a homebuyer to guarantee both parties are satisfied with the end results of a negotiation.
A real estate agent will allocate the necessary time and resources to understand your home selling goals and help you plan accordingly.
Furthermore, this housing market professional will serve as a liaison between you and a homebuyer. He or she will work directly with you and a homebuyer to finalize a home sale agreement that meets the needs of both property seller and buyer.
3. A real estate agent will help you overcome any challenges during a home selling negotiation.
There is no need to let challenges arise during a home selling negotiation. Conversely, a real estate agent will help you identify any potential problems and mitigate such issues before they escalate.
For example, a homebuyer may make a variety of home improvement demands after a property inspection. And if a home seller refuses to complete these property improvements, a homebuyer may walk away from a home sale.
A real estate agent will help a home seller prep his or her house for a property inspection. Plus, he or she can provide details about a homebuyer's demands after a property inspection and help a home seller determine the best way to proceed.
Ready to finalize a home sale? Collaborate with a real estate agent – you'll be glad you did. A real estate agent will go above and beyond the call of duty to assist you during a home selling negotiation and ensure you can optimize the value of your house.